Shariah Compliance

We believe our commitment to complying with shariah guidelines and our dedication to the highest ethical standards is an advantage not only for our Shareholders’ but also for our Policyholders who are keen to remain committed with Shariah guidelines and cede their trust for us. All our products are 100% shariah compliant. Our commitment to Islamic guidelines is defined by avoiding impermissible activities defined by the Shari’ah.


AL-ETIHAD Cooperative Insurance is advised by the Shariyah Review Bureau to ensure that our commitment to Shariah compliance is continuously reviewed and adhered to.


Shariah Certificate 2019

Shariah Certificate 2020